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Once you have at least 150 Renown, kings will start randomly asking you to pledge your allegiance, offering you a village to sweeten the deal.
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For more information, see the factions page. Holding a fief on your own is difficult because the other factions can declare war on you at any time and will arrive in force to take your lands from you.
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If you besiege a town or castle when not in a faction it will automatically become your property at the end of the siege.
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